The approval lasts for 12 months. You can apply online, over the phone, or in a branch with one of our Mortgage Experts. If you're unsure about anything, why  4 Oct 2019 Your Bank Statements. In order to qualify for a mortgage, we will need to see 6 months most recent current account statements if not held with AIB  If you are simply seeking a mortgage loan offer in principle, without a particular property in mind, Further details and documentary evidence will be required prior to loan offer and will be detailed on your Approval branches and online.

AIB has announced a reduction in its fixed mortgage rates - its second reduction in less than a year. The bank is cutting its three-year and five-year fixed mortgage rates from 2.85% to 2.55%. AIB's process for handling mortgage applications is that initially it goes through the assessment unit to be checked, assigned a reference number and if they are happy to recommend it for approval it gets passed to the lenders queue. Ireland’s largest mortgage provider, AIB, is cutting its 3-year and 5-year fixed rates from 2.85% to 2.55% and reducing its Green 5-year fixed rate from 2.50% to 2.45%. This is AI’s second mortgage rate reduction in less In the first three months of 2017 alone, the number of people approved for a mortgage surged by 62% from the previous year. Potential buyers are getting approved for higher amounts too, due to a growth in the economy and easier access to deposits, (which has been credited to the government’s Help to Buy scheme). If you’re looking to get a mortgage, you’ll need to know exactly how long it will take you to get approved, and what steps you’ll need to take. The AIB logo and AIB (NI) are trade marks used under licence by AIB Group (UK) p.l.c. incorporated in Northern Ireland. Registered Office 92 Ann Street, Belfast BT1 3HH. Registered Number NI018800. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Online Mortgage Application and Mortgage Pre-Approval Form You will benefit from the expertise of a CIBC Mortgage Advisor, whether over the phone or at a time and place that is convenient for you. You must have reached the age of majority in order to complete this request. Mortgage pre-approval is an evaluation by a lender that determines if you would qualify for a home loan. It also shows how much the lender would be willing to lend you. Getting pre-approved is the first step towards getting a mortgage, but it does not guarantee a loan.

19 Oct 2018 It's not the official mortgage contract, but approval in principle with AIB stays valid for 12 months*, leaving you free to start house-hunting.

Then we'll give you an Approval in Principle figure of how much we could lend you and how much your monthly mortgage repayments might be. Of course, this  The approval lasts for 12 months. You can apply online, over the phone, or in a branch with one of our Mortgage Experts. If you're unsure about anything, why  4 Oct 2019 Your Bank Statements. In order to qualify for a mortgage, we will need to see 6 months most recent current account statements if not held with AIB  If you are simply seeking a mortgage loan offer in principle, without a particular property in mind, Further details and documentary evidence will be required prior to loan offer and will be detailed on your Approval branches and online. Once our Mortgage Expert gives you approval in principle, you're well on your way. We'll make all the next steps as easy as we can for you. We'll send you a link  AIB Personal Banking – Allied Irish Banks > Help & Guidance - AIB Help Centre - FAQ's | AIB. Mortgages FAQs. Mortgages. Click to view our list of FAQs. Whatever stage you're at, from buying your first home to moving house, our expert team of mortgage advisers will help you get mortgage ready.

19 Oct 2018 It's not the official mortgage contract, but approval in principle with AIB stays valid for 12 months*, leaving you free to start house-hunting.

6 Mar 2017 These “mortgage misfits” cannot get the loan they need to buy their dream while AIB requires that your mortgage is cleared before turning 66. Ireland's big five mortgage banks are all lending but all are offering different deals to attract based around their key selling point – 12 months mortgage approval. You can do a quick mortgage check online with each of the banks ( AIB / BoI  Mortgage calculator. With our mortgage calculator it’s easy to find out how much you could borrow. Answer a few simple questions and in less than one minute we’ll calculate what your mortgage repayments might be. **Existing customers, you can take a payment holiday from your mortgage for up to 6 months, subject to approval. Additional Features and Benefits As a First Time Buyer you will require a deposit of at least 10%. AIB can offer 90% Loan to Value on Mortgages. Our personal mortgage customers don’t pay transaction or maintenance fees on their AIB current account they use to pay the mortgage on the home they live in. Apply for Approval in Principle. Once you have your deposit together you can apply for a mortgage and receive an Approval in Principle.

Use NerdWallet's free mortgage prequalification calculator to see whether you qualify for a home loan, and if so, what amount you can get prequalified for.

Whatever stage you're at, from buying your first home to moving house, our expert team of mortgage advisers will help you get mortgage ready. 19 Oct 2018 It's not the official mortgage contract, but approval in principle with AIB stays valid for 12 months*, leaving you free to start house-hunting. Just pop in your information, making sure it's all correct, and we'll give you Approval in Principle* in just minutes! How much can I borrow? Account Type *. Single  Owner occupier mortgage customers may be able to move to a lower Loan to Value (LTV) interest rate where the LTV changes sufficiently throughout the  Introduction; Mortgage approval; Mortgage lending limits; Assessing a mortgage If you cannot get a mortgage from a commercial lender (bank) you may be  Mortgage approval is subject to assessment of suitability and affordability. You mortgage your property to secure the loan. We require property and life insurance 

Ireland’s largest mortgage provider, AIB, is cutting its 3-year and 5-year fixed rates from 2.85% to 2.55% and reducing its Green 5-year fixed rate from 2.50% to 2.45%. This is AI’s second mortgage rate reduction in less

Owner occupier mortgage customers may be able to move to a lower Loan to Value (LTV) interest rate where the LTV changes sufficiently throughout the 

Already have a mortgage with us? Visit our existing mortgage customer information here. Data Protection Notice. The personal information provided by you to AIB Group on this screen will be held and used solely for the purpose of calling you as requested and will not be retained thereafter. Allied Irish Banks, p.l.c. is an authorised agent and servicer of AIB Mortgage Bank in relation to the origination and servicing of mortgage loans and mortgages. Allied Irish Banks, p.l.c. and AIB Mortgage Bank are regulated by the Central Bank of Ireland. AIB Mortgages. New even LOWER fixed rates for 3 and 5 years. Find out more. Online Personal Loans. Loans from €1,000 approved in 3 hours. Why wait? Find out more. AIB Car Insurance. AIB and AIB Group are registered business names of Allied Irish Banks, p.l.c. Registered Office: Bankcentre, Ballsbridge, Dublin 4. My Mortgage loading Allied Irish Banks, p.l.c. is an authorised agent and servicer of AIB Mortgage Bank in relation to origination and servicing of mortgage loans and mortgages. AIB Mortgage Bank is regulated by the Central Bank of Ireland. AIB has announced a reduction in its fixed mortgage rates - its second reduction in less than a year. The bank is cutting its three-year and five-year fixed mortgage rates from 2.85% to 2.55%. AIB's process for handling mortgage applications is that initially it goes through the assessment unit to be checked, assigned a reference number and if they are happy to recommend it for approval it gets passed to the lenders queue.